A random morning thought: childhood education

What if there are some teachers accidentally teaching our youngsters to not be ambitious?

During my childhood, I recall some teachers would allow bonus work and others would not. The teachers that did not allow bonus work would say they didn’t want the extra work, though a few claimed it did not reflect the “real world.” I also recall some teachers not allowing late work for the same reasons.

I propose that by not allowing late work or bonus work, teachers are inadvertently teaching our children to not be successful. During my short time in the “real world” I find that employers do allow late work – at a cost – and they LOVE bonus work.

Employers would rather you complete your work late than not at all. However, if you make a habit of it, you will be fired.

Also, employers want their employees to be ambitious and take on additional responsibilities and learn new skills. That is the easiest way to get raises and promotions.

I wish we would pay our teachers more. I wish we would not overburden them with too many classes. I wish we had smaller class sizes. I wish many wonderful things for our teachers. If our teachers had better working conditions, imagine our children’s learning environment. Yes, there are many children who each year over come their circumstances. However, I implore you, imagine the child who had to overcome these small obstacles, you know, the one who became successful. What if instead, he were able to use the that drive to better society.

Unfortunately, we all have multi-lemmas (trilemma, dilemma, etc). We have multiple wants and needs, yet we can only satisfy some of them. What if a child wants to improve his or her family’s economic standing, but also wants to improve the economic standing of society as a whole? Not everyone can do both. After all, there are other needs that eat up our time as well.

It takes more than ambition to have the capability of handling multiple large wants-needs at a time. … also, there are many lessons what we all want our children to learn, and teachers can only do so much. We as a society need to work together in order to create the best environment for our children. We as a society need to work together to create the best world for us to live. All I am saying is that treating our teachers better would be a great start.

Ramble over.

F. Scott Fitzgerald

For what it’s worth… it’s never too late, or in my case too early, to be whoever you want to be. There’s no time limit. Start whenever you want. You can change or stay the same. There are no rules to this thing. We can make the best or the worst of it. I hope you make the best of it. I hope you see things that startle you. I hope you feel things you never felt before. I hope you meet people who have a different point of view. I hope you live a life you’re proud of, and if you’re not, I hope you have the courage to start all over again.

Commentary: My thoughts on “Setting the Student Loan Record Straight: Why the Real Student Debt Crisis Lives in the For-Profits” by Maggie McGraph

Commentary: My thoughts on “Setting the Student Loan Record Straight: Why the Real Student Debt Crisis Lives in the For-Profits” by Maggie McGraph

I am usually skeptical when anyone suggests they are lying to you! However, Maggie (a Forbes Staff member) actually presented statistics – and enough information about the statistics that you can look up the information yourself! First I would like to thank Maggie for writing a piece that was informative and not emotionally charged. Second, I would like to state that thanks to her article, I feel slightly (not much, but slightly nonetheless) better about our economic standing as a country.

It is nice to know that not all of my peers are drowning in student loan debt — though it is still sad that some are. It is nice to know that there are many of my peers who are able to achieve milestones such as homeownership.

This little tidbit of information is going in my back pocket as I perform more and more research about  today’s economic situation.

Now,  I would also like to point out that, although having a college education puts you in a better financial position, it doesn’t mean that we are not experiencing economic hardship (individual, collectively, or any other slice of pie). Yes, having a college education has the potential to put you in a higher income bracket. As a result, you may be more financially able to make big purchases than those in your age group who do not have a college education. I would suspect that this will always be the case.

College = “Nice” Job = Big Purchases

As I contemplate what the author wrote more and more, I wonder…. is she inadvertently pulling the wool over our eyes? She may not be doing it intentionally, but it seems like she has missed the bigger picture. OF COURSE A COLLEGE EDUCATION PUTS YOU IN A BETTER FINANCIAL POSITION THAN NOT HAVING ONE. She compares the purchasing power of a group divided by who has student loan debt and those who do not. That is where the bias and inaccuracy is located.

We all know that having a college education gets you more bucks and more bucks lets you buy things. However, compared to our parents and grandparents, we are delaying purchasing a home — as I recall from past readings. This is where I see the crisis.

Compared to generations past, we are less financially capable. This finding only demonstrates that a college education is still worth the ever growing price tag. I wonder though, if the cost of education and incomes continue to grow disproportionately as they have recently, how much longer will a college education be profitable?

What is Feudalism?


  1. the dominant social system in medieval Europe, in which the nobility held lands from the Crown in exchange for military service, and vassals were in turn tenants of the nobles, while the peasants (villeins or serfs) were obliged to live on their lord’s land and give him homage, labor, and a share of the produce, notionally in exchange for military protection.

Are we heading to a feudalistic society? Our rich keep getting richer and comparatively — and actually — our poor are getting poorer. I don’t want to live in a feudalistic society. Do you?

Magic is Not Real: Chapter 3: Office Chit-Chat

“Gen! GEN!” Someone calls my name.

“Oh, yes, Sandy?” I look away from my computer. Sandy is much taller than I am, but then that is not hard to do. I am five foot. She, five foot seven. As she walked across the office, I couldn’t help to notice how she contrasted against the room. She almost always wore a black pant suit, and her skin was as dark as obsidian.

“What is the progress on us getting a new PM?” She lazily leans on my desk. I suspect she is wanting to chat for while.

“Well, I submitted a report to management about how maxed out you all are already and included details about a few potential clients that we are likely to sign soon as well. It is the fourth quarter, and revenue is down. We are going to have to practically beg to get one. I am expecting an answer by the end of the week. How are things in your neck of the woods?”

“Busy as always! I am having trouble with our new plumbing client. He won’t return any of the team’s calls. I have been by the office 3 times this month trying to touch base, and he is always too busy. How are we supposed to get materials approved if he isn’t available! UGH.”

“I understand. Is there anything I can do to help?”

“No. I just needed someone to vent to. Thanks for listening Gen. Back to the dungeon that is my desk.”

“Okay. Not a problem. Come vent any time. It is what I am here for.” I smile as she turns and walks away.

A Social Experiment to Support TGBoCR

Ladies and gentlemen. I am considering a social experiment fundraiser to support The Great Blog of Chanel Rose.

Did you know that there are few laws in Oklahoma that regulate panhandling? For instance, you do not need a permit for requesting donations for yourself. You can’t enter the street, and you can’t be intimidating.

I am considering spending a few hours one Saturday morning handing out samples of my blog for a suggested donation of $2.00. By doing this, I will get exposure to Oklahoma City’s neediest people and learn more about their personal economic state. As my blog should suggest, the economics of working class and the poor academically fascinate me. The more I learn, the more I want to be able to increase the standard of living for not only all Americans, but for the world at large.

My objectives:

  • Meet Oklahoma City’s homeless and jobless population
    • Learn their story
      • What was their childhood like?
      • What were their struggles of the past?
      • What are their current struggles?
      • What is their day to day like?
      • What are their ideals?
  • Meet Oklahoma City’s working class
    • Learn their story
      • What was their childhood like?
      • What were their struggles of the past?
      • What are their current struggles?
      • What is their day to day like?
      • What are their ideals?

I suspect that learning about OKC’s working class will be a little more difficult. Most of my interactions with them will be as they pass by in vehicles and perhaps donate to my cause.

You can contribute to my blog by donating to my GoFundMe campaign.

Some Economic Statistics for United States of America

Gross Domestic Product – GDP – (2013) — $16.77 trillion

Population (2013) — 316.5 million

GDP per capita (2013) $53,041.98

Median Wage (2012) — $26,695

Median Household Income — $50,500

66% of American earn less than $41,212


WTF! Two thirds of Americans earn about 77% of what they produce, but it is even worse than that. If you don’t know what “median” means, it is this:

denoting or relating to a value or quantity lying at the midpoint of a frequency distribution of observed values or quantities, such that there is an equal probability of falling above or below it.

Basically, there is an equal number of people earning less than $26,695 as there is how make more. So …. half of all Americans earn just over 50% of what they produce.

In 2014, the poverty level was set at $23,850 household income for a family of four. WTF!

How does this make sense to anyone? How does this not outrage more people? This is so …..

In America, we are expected to support ourselves. How is this possible with the state of our economy? It is so difficult for people to be self sustaining in our economy, and those who are more than capable of sustaining themselves plus others are unwilling to help.

Our poverty might be more favorable to another country’s poverty, but our poverty is still horrible. It is not right for someone to not know where their next meal will come from or not have a secure and safe place to rest. Just because it could be worse does not mean that it is tolerable.

Please Google the below terms to see the numbers yourself:
United States of America GDP
Average American Income
United States of America GDP per capita

A Few Ammature Comments on the Fed’s Zero Interest Policy

This morning I read Fed Should Raise Rates To Loosen Policy by David Malpass a contributor for Forbes.

The Fed does need to increase its interest rate. The current near zero percent interest rate does benefit the rich and makes lending to the not-rich difficult. It seems that David is implying that the Fed should have never implemented the near zero percent interest rate in the first place or implemented quantitative easing (QE).

Though I agree with David that the Fed could have done more during the financial crisis to help the people actually hurting — the middle class and the working poor — I do also believe that the Fed’s actions did help release some of the pressures.

With the dismissal of the Glass-Steagall Act, we were building up to a great economical disaster. Lowering the Fed’s interest rate to near zero and holding long term government bonds helped keep many businesses alive. Imagine what would have happened if the Fed hadn’t implemented such policies. We probably would have ended up with The Great Depression II instead of just a recession.

This financial crisis hit so many people. Many people lost their jobs. Many people lost their homes. Many people lost their life savings — if not during the bubble burst then in attempting to support themselves in between jobs. It was a horrible time.

Imagine what would have happened without the Fed’s actions? How many businesses would have went under? How many more people would have lost their jobs? How many more people would have lost their homes. The Fed’s actions did help prevent an even worse disaster. More could have been done to help the masses. More can still be done to help us. Less can be done to benefit the rich, especially the uber rich.

My Recollections of the Great Recession

I was in my teens during the down fall, but I remember wishing that I had just a few hundred dollars. If I had just a few hundred dollars, I could have bought a book or two of stock. I understood that it was unlikely that many of the business would actually go under and I wanted to buy in while they were on discount. Saddly, I was a teen and had no such money.

Stock wasn’t the only thing on discount. The price of homes were also dropping like crazy. Mortgages were being foreclosed left and right. The situation was so dire that get-rich-quick schemes were flourishing more than before.

One of the causes of the financial crisis (one of MANY) was that people were “flipping” homes which drove the price of a house sky high. Did this stop when the bubble burst and prices were falling back to earth? No. This was the height of the house flipping schools. During the worst of the disaster, the “instructors” were saying that foreclosed homes were the best because you could buy them for pennies on the dollar making them more profitable.

It is amazing what people will believe when they get desperate enough… or when everyone else is doing it.

Magic is Not Real: Chapter Two: The Drive to Work

It’s a cloudy day, and the moon is full, and I am heading to work. It’s a short drive–about 20 minutes through morning traffic on city streets. It is nice living so close to work. On a bad traffic day, it might take me 25 minutes instead. On a great traffic day, it would be 15 minutes.

My dream would be to live close enough to walk. I imagine myself walking down the street. Long, curly, bright red hair blowing in the breeze.  Just looking fab.

Back to reality. Pull up to the metro bus station. “Have a nice day at work my love,” my fiancee says to me. We kiss.

“Have a great day at school and work.” I smile. We kiss again, exchange I love yous, and he then reluctantly steps out of the car, grabs his laptop, and heads to waiting zone. This is our morning routine.